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Bailey Park 55+ Community Photo Gallery

Bailey Park is named after the community in the film, "It's A Wonderful Life". Developer Rick Iddings of Innovative Building and Design Inc., wanted to create the warm feeling the movie depicts, that of a lfe where the community is close, people are treated with honesty, respect, and dignity. Bailey Park will offer 44 single family homes that span over 11 acres located just west of Benton. Come view our model home and check out what Bailey Park has to offer you today!

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When Debt Can Be Useful

Debt is a two-edged sword.  Some of us have to much of it.  Others-surprisingly have too little.  It might sound prudent to throw away your credit cards and pay for everything by check, debit card and cash.  But going all-cash can trip you up, says Gerri Detweiler of Credit.com, a consumer credit website.  If you have no debt, you have no credit score.  That complicates your life. 

Credit scores are created from the monthly reports that lenders send to credit reporting companies.  Your score reflects how many creditors you have, how much you owe, how fast you pay, the size of your credit lines and any defaults.  It also incorporates information from the courts, such as bankruptcies or tax liens.

Lenders depend on credit scores to measure how likely you are to repay a loan.  The most widely used score, from a company known as FICO, ranges from a high of 850 down to 300.  With a score of 750-plus, you can generally borrow or get a new credit card on the best possible terms, says John Ulzheimer of the consumer site CreditSesame.com.  At 700 plus, loans are still competetively priced.  Below 600, don't bother asking.  With no score at all, you don't exist.

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Geothermal Heating and Cooling

Geo Thermal Heating and Cooling - Standard feature at Bailey Park 55+ Community in Benton, PA

Using geothermal heating and cooling is a great way to lower your home's operating costs and lessen your impact on the environment.  Geothermal systems leverage the fact that below about 10 feet, the Earth's temperature remains fairly constant from season to season, at about 50-56 F.  A reservoir of water in your geothermal well is used to help heat your home in the winter, and cool your home in the summer.  This simple system can save you 30-70% in heating costs and 20-50% in cooling costs.

You can also claim a tax credit for 30% of the cost of your geothermal heat pump.  Click here to read more about this federal tax incentive.

 Best of all, a geothermal heating and cooling system comes standard in all homes at Bailey Park.  That's just one of the reasons living at Bailey Park 55+ Community really is "A Wonderful Life".

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Bailey Park 55+ Community
406 Shickshinny Road
Benton, PA 17814

Telephone: 570.925.2077

It's a wonderful life
at Bailey Park!
Benton, PA

Telephone: 570.925.2077