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Bailey Park is named after the community in the film, "It's A Wonderful Life". Developer Rick Iddings of Innovative Building and Design Inc., wanted to create the warm feeling the movie depicts, that of a lfe where the community is close, people are treated with honesty, respect, and dignity. Bailey Park will offer 44 single family homes that span over 11 acres located just west of Benton. Come view our model home and check out what Bailey Park has to offer you today!

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Saving For Your Future…..Will you have enough money to live the way you want?

Let’s face it:  Living is expensive.  Today we are living more active and engaged lives 20 to 30 years longer than our grandparents did.  We are going to need a lot more money to finance those lives.  It’s no surprise, then, that one of the things we fear most about living longer is that we may outlive our money.

Unfortunately, for many of us this fear is very real.  Here’s a shocking fact:  Over half of all households nearing retirement have absolutely no retirement savings, and Social Security provides most of the retirement income for about half of all households headed by people age 65 and older.

Why have so many of us not saved for our retirement years?  The reasons are simple.  We’re busy people living busy lives.  Most of what occupies our minds has more to do with next week than 30, 40, or 50 years from now.  Most of us have never taken the time to sit down and think through what we will need to live on when we are older.  Some may find it a daunting prospect.  Some feel they just don’t have enough time to devote to it right now.  Still others simply don’t know how to begin to calculate what they’ll need because they haven’t thought about what they’d like their retirement years to be like:  Do I want to travel?  Do I want to continue working part-time or start a new business?  Do I want to pursue my passion and purpose by volunteering?  Will I need to take care of my aging parents?

On top of that, for many people, especially those who are younger, retirement in the traditional sense has no meaning.  Advice from family members and financial planners to save for retirement falls on deaf ears.  Likewise, the idea of achieving financial security is also a nonstarter.  Having experienced the ups and downs of the job market, the stock market and the real estate market in recent years, they’ve seen the impact those fluctuations have had on people near or in retirement, so they often view saving for retirement as an exercise in futility.

There are practical impediments as well.  Roughly 55 million Americans have no access to a retirement savings plan at work.  Yet, employees who are able to save for retirement out of their regular paycheck are 15 times more likely to save.  Small businesses and AARP are teaming up to support “Work and Save” legislation at the state level, an easy way for businesses to help workers save toward a secure and independent future.  For more information about such plans, go to http://www.aarp.org/ppi/state-retirement-plans/state-policy/

The time has come to change the conversation—or in many cases, start one—about preparing financially for our later years.  What if, instead of saving for retirement, we think of saving for life—saving for the opportunity to do the things we’ve always wanted to do?

This new vision of financing our future expands from saving for retirement to enhancing our financial resilience throughout our lives, especially during our traditional retirement years.  When we approach it this way, we begin to take a holistic approach when it comes to financing our future.  Our focus is not just on saving for retirement, but on tracking where our money goes, building emergency funds, coping with financial pressures, protecting our assets and becoming more educated about managing our money.

The goal of financial resilience is not just the absence of financial hardship or just squeaking by; it’s having the means to accomplish your life goals and purpose.  In other words, it’s not just about surviving your later years, but thriving and being able to afford to live the life you want to live.


(As written by Jo Ann Jenkins, CEO, for AARP Bulletin; April 2016 edition.)

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Geothermal Heating and Cooling

Geo Thermal Heating and Cooling - Standard feature at Bailey Park 55+ Community in Benton, PA

Using geothermal heating and cooling is a great way to lower your home's operating costs and lessen your impact on the environment.  Geothermal systems leverage the fact that below about 10 feet, the Earth's temperature remains fairly constant from season to season, at about 50-56 F.  A reservoir of water in your geothermal well is used to help heat your home in the winter, and cool your home in the summer.  This simple system can save you 30-70% in heating costs and 20-50% in cooling costs.

You can also claim a tax credit for 30% of the cost of your geothermal heat pump.  Click here to read more about this federal tax incentive.

 Best of all, a geothermal heating and cooling system comes standard in all homes at Bailey Park.  That's just one of the reasons living at Bailey Park 55+ Community really is "A Wonderful Life".

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Bailey Park 55+ Community
406 Shickshinny Road
Benton, PA 17814

Telephone: 570.925.2077

It's a wonderful life
at Bailey Park!
Benton, PA

Telephone: 570.925.2077