HOW TO START CARVING OUT YOUR UNIQUE LEGACY By Cheryl Harbour

Life, like a chunk of granite, only takes shape when you — the artist of your life — decide what to make of it. With many experiences and milestones already collected in your past, the New Year is a good time to take stock and see what shape your life and your legacy are taking. Some people view their legacy as something material – a house they built by hand or a building they designed, a book they wrote, a major gift they gave or financial security they’ve achieved for their family. For others, it’s accumulative: a long career at...